Services
Our Services
Discover more about our services, through our programs. If you still have doubts and questions, please contact us, we are here to help you.
Credit Counseling Services LLC, works individually with each client to help you choose the best program according to your situation and personal objectives. One of our objectives is to provide our clients with an affordable path so that they can return to a financial path free of stress and debt. For that reason we created 4 programs that can help you according to your needs.
Programs
Debt Elimination
Debt settlement is the best option for people who have stopped paying their bills, do not have enough money to continue with their payments, or maybe they are considering bankruptcy.
This is a legal process used between the creditor and us to negotiate an agreement for an existing legal debt. This pro-active approach is the most economical option to pay your current debt and avoid the negative effects of bankruptcy. Our company works professionally with your creditors on your behalf to reduce your current debt balances by 30 or 70%.
The Debt Elimination program helps you save money by paying only a percentage of the debt, it also allows you to rebuild your credit profile, to apply for credit again.
Debt Consolidation
This program is designed for those who are tired of not seeing their balances reduced by very high interest, or for those who have economic problems and find it difficult to continue making the required payments, and on all of them in time, resulting in late payments, which continue to generate late fees, making the payments are higher and the balance is not reduced.
The debt consolidation program, unifies all your debts into one, and reduces the monthly payment and interest. Our analysts take a detailed evaluation of all the debts that you want to enter this program and thus choose the best option for you and your pocket. Keep in mind that in order to carry out the program, the accounts must be in the name of the same person, and can not be used during the program. With this program the client will not have problems regarding the date of payment or charges for late payments, since we take care of making payments on time.
Credit Repair
Having a bad credit history in the United States, prevents people from obtaining lines of credit or loans to buy a house, or a car, even today verify their credit history to be able to lease or get some type of employment.
This program is specially designed to help you correct any negative spots that show up in your credit history,
Many agencies or creditors, although the clients paid their debts, do not send the correct information to the credit agencies, which causes the credit score to go down, and thus shows a negative record in view of other creditors. But not only do you have bad credit for incorrect information provided by creditors or agencies, it is also due to erroneous personal information, be it by name, social security number, address, identity theft, etc., etc.
The Credit Counseling Services LLC team, through this program, works on behalf of our clients by sending correct information to the 3 credit agencies that are in charge of keeping credit records, such as Transunion, Equifax and Experian.
Credit Builder
Not having a credit history in the United States closes many doors, because it is your credit history that moves you in this competitive country, is what makes you fulfill your dreams and goals, which makes you develop in your social and personal environment.
This program was designed to help those who do not have a credit history, and who do not know how to start one correctly. Here we provide detailed information and advice and help you build your credit step by step.
Quality
We strive to provide a high level of service, thus seeking the satisfaction of our customers 100%.
Efficiency
We are proud of our results, but we continue to strive every day to improve and deliver effective results to our clients.
Reasonable prices
The satisfaction of our customers is the priority, so we offer options within your pocket.